Posts Tagged ‘#Insurance’

The Benefits of Purchasing an Indexed Universal Life Insurance Policy

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When it comes to financial planning, one of the key aspects that often gets overlooked is life insurance. While traditional term life insurance policies are well-known, Indexed Universal Life (IUL) insurance policies are gaining popularity due to their unique combination of life insurance protection and cash value accumulation. In this blog post, we’ll explore why…

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Why Insurance Premiums in California Are on the Rise, Cont…

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Certainly. To provide a more specific analysis for the last two years, we must consider recent events, changes, and trends that have had a direct impact on the insurance industry in California. Here are some reasons for the significant increase in insurance premiums over the last two years: Unprecedented Wildfire Seasons The last couple of…

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Why Insurance Premiums in California Are on the Rise

CA Homes on Street

California, often referred to as the Golden State, has long been an attractive destination for both tourists and residents. From its stunning coastal landscapes to the bustling tech hubs of Silicon Valley, California offers a diverse range of opportunities and experiences. However, in recent years, California residents have faced a significant increase in insurance premiums…

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HRR Insurance Services

(213) 304-4635
1171 E Alosta Ave
Azusa, CA 91702

This website is owned and maintained by Haywood Rosales, which is solely responsible for its content. This site is not maintained by or affiliated with Covered California, and Covered California bears no responsibility for its content. The e-mail addresses and telephone number that appears throughout this site belong to Haywood Rosales and cannot be used to contact Covered California.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1–800–MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day/7 days a week to get information on all of your options.

Partner/Agency is a licensed and certified representative of Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS organizations and stand-alone PDP prescription drug plans. Each of the organizations they represent has a Medicare contract. Enrollment in any plan depends on contract renewal.

The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. To learn more about a plan’s nondiscrimination policy, please click any of the Nondiscrimination links above in the Health plan disclaimers section.

This information is not a complete description of benefits. Call 1-855-949-2097 (TTY: 711) for more information.

Medicare beneficiaries may also enroll in the plan through the CMS Medicare Online Enrollment Center located at http://www.medicare.gov.

For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov.

Every year, Medicare evaluates plans based on a 5-star rating system.

Out-of-network/non-contracted providers are under no obligation to treat Plan members, except in emergency situations. Please call the Plan’s customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.

Total annual cost is calculated by adding up the total annual cost of any monthly premiums, applicable plan deductible(s) and estimates for all co-pay and co-insurance amounts that will be due for the medications and health benefits used throughout the year. Costs for medications and health benefits vary across pharmacies and health systems, so the costs provided are only estimates. Actual costs could vary.

For plans with Part D Coverage: You may be able to get Extra Help to pay for your prescription drug premiums and costs. To see if you qualify for Extra Help, call: 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048, 24 hours a day/ 7 days a week or consult www.medicare.gov; the Social Security Office at 1-800-772-1213 between 8 a.m. and 7 p.m., Monday through Friday. TTY users should call, 1-800-325-0778 or consult www.socialsecurity.gov; or your Medicaid Office.

You must have both Part A and B to enroll in a Medicare Advantage plan. Members may enroll in the plan only during specific times of the year. Contact the plan for more information.

The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent/producer or insurance company.