The Current State of Auto Insurance in California: Trends and Insights

Man is calling insurrance company for claiming his car crash damaged on road accident

California, known for its scenic coastlines, rich cultural diversity, and Silicon Valley innovation, is also home to some of the most stringent auto insurance regulations in the United States. As of 2023, the auto insurance landscape in the Golden State has evolved significantly, influenced by a variety of factors ranging from legislation to technology. Here’s…

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Did You Take Advantage of the Affordable Care Act (ACA) Family Glitch in 2023?

Words Affordable Care Act ACA Tablet. Stethoscope, paper with Affordable Care Act ACA text on the medical table. Medical concept

Have you heard about the #ACA family glitch? It’s an issue that’s been impacting countless families across America , causing difficulties when it comes to accessing affordable healthcare. Under the Affordable Care Act (ACA), if an employer offers “affordable” healthcare coverage to an employee, then that employee’s family members can’t receive subsidies for health coverage…

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Ultimate Guide to Understanding Health Insurance

Happy embraced couple having appointment with their doctor at me

Health insurance is a crucial component of financial security and well-being. However, navigating through the complexities of health insurance plans can be a daunting task for many individuals. In this comprehensive guide, we will break down the key aspects of health insurance plans, providing you with the knowledge necessary to make informed decisions about your…

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Welcome to HRR Insurance Services! Please check back for future articles and information.

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Trusted Choice

License #0E81724

HRR Insurance Services

(213) 304-4635
1171 E Alosta Ave
Azusa, CA 91702

This website is owned and maintained by Haywood Rosales, which is solely responsible for its content. This site is not maintained by or affiliated with Covered California, and Covered California bears no responsibility for its content. The e-mail addresses and telephone number that appears throughout this site belong to Haywood Rosales and cannot be used to contact Covered California.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact or 1–800–MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day/7 days a week to get information on all of your options.

Partner/Agency is a licensed and certified representative of Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS organizations and stand-alone PDP prescription drug plans. Each of the organizations they represent has a Medicare contract. Enrollment in any plan depends on contract renewal.

The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. To learn more about a plan’s nondiscrimination policy, please click any of the Nondiscrimination links above in the Health plan disclaimers section.

This information is not a complete description of benefits. Call 1-855-949-2097 (TTY: 711) for more information.

Medicare beneficiaries may also enroll in the plan through the CMS Medicare Online Enrollment Center located at

For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult

Every year, Medicare evaluates plans based on a 5-star rating system.

Out-of-network/non-contracted providers are under no obligation to treat Plan members, except in emergency situations. Please call the Plan’s customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.

Total annual cost is calculated by adding up the total annual cost of any monthly premiums, applicable plan deductible(s) and estimates for all co-pay and co-insurance amounts that will be due for the medications and health benefits used throughout the year. Costs for medications and health benefits vary across pharmacies and health systems, so the costs provided are only estimates. Actual costs could vary.

For plans with Part D Coverage: You may be able to get Extra Help to pay for your prescription drug premiums and costs. To see if you qualify for Extra Help, call: 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048, 24 hours a day/ 7 days a week or consult; the Social Security Office at 1-800-772-1213 between 8 a.m. and 7 p.m., Monday through Friday. TTY users should call, 1-800-325-0778 or consult; or your Medicaid Office.

You must have both Part A and B to enroll in a Medicare Advantage plan. Members may enroll in the plan only during specific times of the year. Contact the plan for more information.

The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent/producer or insurance company.